What is my Edmonton injury claim worth?

How this estimate works

The range above is based on aggregated Alberta personal-injury settlement data — the typical band for cases similar to yours by accident type, severity, and economic loss. It is not a prediction of what your specific case will recover. The actual value of your case depends on factors a lawyer evaluates in 5 minutes:

• Who’s at fault, and the quality of evidence
• The defendant’s insurance limits
• Your future medical needs
• Whether your injury falls inside or outside Alberta’s minor injury cap
• Lost earning capacity, especially for permanent injuries
• The specific Alberta case law that applies to your fact pattern

Why the lawyer review is free

Every lawyer in our Alberta network works on contingency. They don’t get paid unless they win your case. There’s no fee to talk, no fee to evaluate your case, and no obligation to hire them. If you decide their evaluation is useful and you want them to take your case, you sign a retainer. If not, the conversation ends and you owe nothing.

The only thing this conversation can cost you is the chance to find out you’ve been undervaluing your own claim.

What changes the number for your case

The calculator gives you a band based on accident type and injury severity. The actual settlement number inside the band moves based on:

• Liability split. Alberta is a tort jurisdiction with contributory negligence under the Contributory Negligence Act, RSA 2000, c C-27. If the at-fault driver’s insurer can argue you were 25% at fault, your recovery drops by 25%. Disputed-liability cases settle for noticeably less than clear-fault cases.
• Pre-accident health. Insurers use the “crumbling skull” rule to argue that pre-existing conditions would have deteriorated anyway. Documenting that a pre-existing condition was asymptomatic before the collision is critical.
• Medical documentation continuity. Gaps longer than 6 to 8 weeks between treatments are read as evidence the injury has resolved. Continuous documented physiotherapy / chiropractic / medical visits matter more than the accident itself for the settlement number.
• Wage loss and earning capacity. A 30-year-old earning $100,000 a year who can’t return to work has a 35-year wage-loss tail. Present value can exceed $1.5 million on its own — separate from pain and suffering.
• Forum. Cases that go to trial at the Court of King’s Bench of Alberta tend to settle higher than cases that settle at mediation. The credible threat of a trial is what produces the offer above the insurer’s first number.
• Lawyer choice. Insurers track which firms take cases to trial. Firms with a documented trial record extract settlements 20-40% higher than firms that always settle. See our firm-screening criteria.

What the calculator does NOT capture

A 60-second tool can only do so much. The estimate above is a starting band, not a quote. Things the calculator cannot model without more facts:

• Future-care cost in catastrophic-injury cases (TBI, spinal cord injury, severe burns). These claims are dominated by lifetime attendant-care projections that require actuarial input.
• Mental-health and psychological injury claims (PTSD, depression, adjustment disorder) — recoverable in Alberta under the principle in Saadati v Moorhead, 2017 SCC 28, but only with documented diagnoses from a psychiatrist or psychologist.
• Loss of consortium claims by spouses under the Domestic Relations Act.
• Dependency claims by family members in fatal-injury cases under the Fatal Accidents Act, RSA 2000, c F-8.
• Punitive damages — available in Alberta but rare in personal-injury cases. Reserved for drunk-driver convictions and similar conduct.

The Alberta legal scaffolding (in plain language)

• Two-year deadline. Under the Limitations Act, RSA 2000, c L-12, you have two years from the date of injury (or the date you discovered the injury with reasonable diligence) to commence the action. After two years the claim is statute-barred. See our explainer.
• Minor Injury Regulation cap. AR 123/2004 caps non-pecuniary damages on most uncomplicated soft-tissue claims at roughly $5,365 in 2024 (indexed annually). Severe or persistent injuries escape the cap.
• Supreme Court of Canada trilogy ceiling. The cap on pain-and-suffering damages for the most catastrophic cases sits at approximately $430,000 in 2026 dollars (Andrews v Grand & Toy Alberta, 1978, indexed).
• Section B accident benefits. Alberta auto policies include mandatory accident-benefits coverage paying medical, rehabilitation, and income-replacement benefits regardless of fault, up to policy limits. This is separate from any tort claim.

Want a real number?

The estimate above is from aggregated Alberta settlement data. To get a number specific to your case — accounting for your injuries, your work, your treatment history, your liability position — talk to an Alberta personal-injury lawyer. The consultation is free, the match is free, and the firm works on contingency. See how the $0 promise holds.

Free case review → · Call 780-900-6022 · Available 24/7.

Related reading: Edmonton Car Accident Settlement Amounts by Injury Severity · Alberta’s Two-Year Limitations Clock · Edmonton Car Accident Lawyer · How HurtCallMax Matches You.

General information about Alberta personal-injury claims, not legal advice for your specific case. The calculator output is a starting band derived from aggregated Alberta settlement data; the actual value of your claim depends on facts the calculator cannot model.